OUR LEADERS
OUR UNIQUE SPECIALISTS WILL HELP YOU ACHIEVE YOUR GOALS
Doug
Danielle
Carly
Nicholas
Jonathan
Danielle L. Veloso, CFP®, CPA
AGENCY FINANCIAL MANAGER & FINANCIAL PLANNER
Phone: (732) 846-2992 x222 | Fax: (732) 846-3778 | danielle.veloso@prudential.com
Danielle Veloso is a Financial Planner and the Agency Financial Manager at The Garback Agency. Her role as a planner is to help individuals and families create a plan to achieve their desired outcomes, whether it is for protection, education, retirement, or legacy. She graduated from Villanova University with a bachelor’s degree in accounting, then continued on her education with certifications in finance and financial planning. After working as an auditor for KPMG and a controller for a software company, Danielle had developed a desire to build relationships with individuals and be a resource throughout their lifetime. Therefore, she began her education with The American College of Financial Services and became extremely intrigued by financial planning. This led her to join The Garback Agency in 2018 and begin working with our community to create those relationships and plans.
As a goal-oriented person, Danielle has always believed that what doesn’t challenge you, doesn’t change you. She believes this same philosophy applies to planning – to ignite change, you sometimes will have to do the hard thing, whether that’s asking for help or taking action to achieve your goals. Danielle has chosen her life’s work to be alongside those that ask, those that want to invest in themselves, and those that are up for the challenge. She will continue to choose this every day because she loves being a part of someone’s life journey and being there to achieve what they desire most. That theme permeates throughout our team members at The Garback Agency and creates outstanding outcomes for those that embrace it.
When Danielle is out of the office, she enjoys spending time with her husband and family, exercising, cooking, travelling, reading, and learning.
“I do what I do because I care. And if you care about your financial wellness too, let’s make a plan.”
Carly E. Garback
Director of Client Relations and Strategy
Phone: (732) 846-2992 x225 | Fax: (732) 846-3778 | carly.garback@prudential.com
Carly Garback is the Marketing Coordinator at The Garback Agency. Her role as the Marketing Coordinator is to design and implement strategies and campaigns for our Financial Services and Property and Casualty teams, work with our salespersons individually to help execute their goals and track their results, maintain our Financial Services client engagements, and organize events for our team to attend and host. She also maintains client relationships and works with new opportunities, and manages the processing of life insurance applications and post-issue servicing.
Carly earned her Bachelor of Arts degree in Communication, minoring in Business Marketing from Monmouth University. She began her career at the Garback Agency in August of 2019. Her greatest success thus far has been on-going, by continuing to build our marketing department.
Since college, Carly has lived life inspired by this saying; “you can meet somebody tomorrow who has better intentions for you than someone you’ve known forever. Time means nothing, character does.” As humans we build trust and loyalties with people and things we are familiar with, even if they may not grow with us. At the Garback Agency, we strive to build valuable, long-lasting relationships because we have the best intentions for our clients and as you evolve, we do too. Every day brings new challenges, which then blossoms into new opportunities for knowledge and growth.
Carly has a passion for marketing and creativity, and is able to express the importance of financial wellness through her efforts. When she is outside of the office, Carly thoroughly enjoys creating organization systems for closets and the unkempt areas of the house (The Home Edit is her guilty pleasure). She also loves boating and fishing with her significant other, and spending quality time with family and friends.
"Collaborate with me to schedule a meeting with our Financial Planners, learn more about your financial wellness, or if you’re looking to bond over color-coordinated closets!"
Doug has operated a private office handling multi-line services since 1988. Doug prides himself and his entire team in providing quality customer service. In fact, in light of Doug's reputation for quality customer service, he was chosen over many other qualified candidates to service the clients of two long tenured financial professionals when they retired, a testament to Doug's commitment to excellence in service. This has helped grow his business throughout central and south Jersey.
His success comes as a result of his commitment to helping clients grow and protect their assets. As a trusted advisor, his clients have grown to expect quality service from Doug and his agency. To continue to serve his clients to the best of his ability, Doug strives to continue to educate himself. Most recently in February of 2016, Doug achieved the RICP® (Retirement Income Certified Professional) from The American College. In 2013 he achieved the designation CLU® (Chartered Life Underwriter) from The American College and again in 2014, he achieved the designation ChFC® (Chartered Financial Consultant). This allows Doug Sr to provide helpful advice to his clients, helping them better plan for retirement with the latest growth accumulation strategies.
Over the course of Doug's career, he has achieved PLC (Prudential Leaders Council) for The Prudential Insurance Company of America, located in Newark, NJ, since 2005 and has been awarded numerous President Citations. In 2008, he finished in the top 20 producers in the country, making him a first time member of this company's top advisors. Doug has again achieved this in 2009. Doug has been an active member of a Field Advisory Council, serving as the 2009 Chair of the NJ P&C Advisory committee. Doug also served as the Co-Chair to this committee, serving alongside Prudential's President of Agency Distribution, ending his 3 year commitment in December of 2013.
In 2008, Doug became a lifetime and qualifying member of the Million Dollar Roundtable. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business. In 2009, Doug achieved Court of the Table, which requires the producer to earn three times the MDRT base production. A member of NAIFA since 1994, Doug believes in making the most of his practice. Doug is a graduate of the Strategic Coach Program which has encouraged his appreciation for the entrepreneurial spirit and the balance of business and personal life.
Phone: (732) 846-2992 | Fax: (732) 846-3778 | douglas.garback@prudential.com
FOUNDER & FINANCIAL PLANNER
Douglas M. Garback,CLU®, ChFC®, CLTC®, RICP®
1988
Nicholas Garback
Property and Casualty Advisor
Phone: (732) 846-2992 x212 | Fax: (732) 846-3778 | nicholas.garback@prudential.com
My name is Nicholas Garback, and I am one of the Property and Casualty Client Service Specialist’s at The Garback Agency. As our Client Service Specialist, I am dedicated to delivering peace of mind to each one of our clients and enjoy the satisfaction of meeting their needs and goals.
I graduated from Brookdale Community College with a Business degree, and I started my career at The Garback Agency in this role in June of 2023. Being experienced in the insurance industry, I am incredibly eager to continue to maintain client relationships and use my skilled background to exceed their expectations. My greatest success is currently on-going, by building the trust and respect of each future and current client.
Since I started my journey in the insurance industry, I have proceeded through my everyday life inspired by helping others and building a legacy. Here at The Garback Agency we strive to create a foundation of trust and maintain quality of service to everyone. Our clients trust us to provide them with the appropriate product and services to help keep them and their loved ones safe or bring ease when there is a loss. This is incredibly rewarding to me because I treat all clients like family.
When I am outside of work, I enjoy spending time at home with my significant other and dog. I also love to experience new adventures with my loved one such as snowboarding, golfing and hiking. My guilty pleasure is collecting modern art.
Consult with me to go over your insurance needs, or if you want to share some snowboarding tips!
Jonathan Carrillo
Bilingual Property and Casualty Service Specialist,
English and Spanish Speaking
Phone: (732) 846-2992 x211 | Fax: (732) 846-3778 | jonathan.carrillo@prudential.com
Jonathan Carrillo is a Client Service Specialist in our Property and Casualty department at The Garback Agency. He is Bilingual in Spanish and English. Jonathan is responsible for assessing the needs of our current clients by providing a clear understanding of their coverage, reviewing statements, accepting payments, and updating any changes that may arise. He assists in the execution of marketing campaigns to help engage new clients and works closely with our Property and Casualty Specialist, Gina Salinas, to help achieve client’s needs and goals. He also maintains relationships with car dealerships to process real time policy changes and provide them documentation as requested.
Jonathan was welcomed into The Garback Agency in May 2022. Prior to joining our team, he worked for Plymouth Rock for three years as a Customer Service Associate. Through his experiences, he has gained strong customer service and leadership skills.
As a family-based company, Jonathan feels the importance of treating each of our clients like family, to be supportive of their needs, and guarantee a great experience for them and their families. A philosophy he lives by is to treat others like you would like to be treated. Jonathan loves what he does because helping people brings him joy and satisfaction when he sees clients succeed in their plan to secure their future and providing them with best possible service along the way.
When Jonathan is not working, he is on the field with his son and daughter as their soccer coach. He coaches for the travel U-11 team and recreational U-6 team. If he’s not at soccer, he is taking his daughter to and from dance class. He enjoys family and recognizes himself as very family oriented.
“Contact me for all your insurance needs! I will connect you to the most appropriate specialist to ensure your needs are met, and if you need help translating, I am here for you.”
